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sandersautosales.com
and its affiliates believe that privacy
is a cornerstone of our customer relationship.
In operating our business, we strive to
find methods to guard your privacy while
affording you opportunities to find the
automobile that suits our needs and obtain
credit for the purchase of that automobile.
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We
do not sell information about our
customers, their accounts or transactions
to others for their use. We do share
information as described in this Privacy
Policy.
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When
we do share information it is limited
to the information necessary for the
particular circumstance and only under
strict controls to prevent misuse.
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We
restrict access to the information
we obtain about you to only those
service providers who need to know
that information for the purpose of
purchasing an automobile or obtaining
credit.
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We
maintain physical, electronic and
procedural safeguards that comply
with all state and federal regulations
to guard against misuse of the information
we obtain.
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Information
sandersautosales.com collects customer
information from a variety of sources:
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| 1. |
Application
Information (The information you
provide us on your applications and
other forms such as names, addresses,
telephone numbers, birthday, social
security numbers, level of family
income, employer's name, and employer's
address);
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| 2. |
Credit
Reports (Information from consumer
reporting agencies);
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| 3. |
Correspondence
(The information you provide when
communicating in writing, online
or
by phone with our customer service
representatives, as well as our
response
and follow-up correspondence with
third parties concerning;
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| 4. |
Marketing
partners and publicly available databases
(We receive information from our marketing
partners, e.g., financial institutions,
auto dealerships and other businesses
and public databases which is used
to help us serve you).
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We
use this information to evaluate your applications,
locate an appropriate auto dealer and/or
lender, provide you with high quality service,
prevent fraud and, with your consent, inform
you of offers for other sandersautosales.com
services offered by third parties.
We may also use this information to confirm
your identity when you call us to inquire
about your accounts.
Cookies
"Cookies" are small computer files which
are automatically placed on your computer's
hard drive when you are connected to a
web site
or remote server so that the web site can
recognize you upon your return to the web
site and tailor your experience based on
your
earlier use of the site. "Action tags" (also
known as Web Beacons, Trackers, or Bugs)
are invisible pixel .gif files placed on
web pages that are used to track web navigation
to those pages. sandersautosales.com uses
a cookie for each computer that visits
its
site. The cookie is integral to the customer
experience and is necessary to use our
online
services. It allows sandersautosales.com
to customize the web site presentation
based
on your accounts. While cookies, including
sandersautosales.com 's, can be disabled,
if you disable our cookie you will not
be
able to use our web site. The sandersautosales.com
cookie does not collect information from
your hard drive; rather, it allows us to
recognize you and know how you navigated
through our site. It is also part of our
effort to detect and stop fraud.
Sharing
Information
sandersautosales.com may disclose information
about you to the following types of third
parties: sandersautosales.com affiliates;
service companies (companies that provide
services to sandersautosales.com in order
to process your application); auto dealerships
meeting your criteria, financial institutions,
and credit bureaus, collection agencies.
Your information is disclosed to the foregoing
entities solely for the purpose of locating
a vehicle that meets your criteria and obtaining
credit for the purchase of such vehicle.
Outlined below is the information shared
with each type of third party and as appropriate,
your options.
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| 1. |
Sharing
Information with Service Companies
-- In order to provide quality service,
sandersautosales.com contracts with
service providers for essential roles
in processing your application. We
may disclose some or all of the information
we collect to these service providers
but only in order to obtain credit
for you. All of sandersautosales.com
's service providers have entered
into a contract with sandersautosales.com
that forbids them from using information
provided by sandersautosales.com
for
any purpose other than providing
the service for sandersautosales.com
customers.
sandersautosales.com takes security
precautions to monitor the use of
the information and prevent the use
of the information for any other
purpose.
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| 2. |
Information
Sharing With Merchants -- sandersautosales.com
does not share any information with
unrelated merchants for the purpose
of extending offers of goods and services
without your consent.
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| 3. |
Information
Sharing with Partners -- sandersautosales.com
offers its products in conjunction
with auto dealerships, financial institutions
and other businesses (collectively,
sandersautosales.com Partners). By
completing a credit application with
sandersautosales.com for the purpose
of locating a vehicle that meets your
criteria and obtaining credit for
the purchase of such vehicle, you
agree to the sharing of information
with that partner. These relationships
are clearly stated in the application
and by completing the application
you agree to the information sharing
by sandersautosales.com and the partner
which may include: your name, address,
phone number, e-mail address, and
personal financial information.
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| 4. |
Credit
Reports and Other Uses of Information
-- In applying for credit, you agree
that we may request consumer credit
reports from one or more credit reporting
agencies in connection with your application
and the administration of such application.
You also authorize us to exchange
credit information concerning you
or your use of the Account with (and
answer questions and requests from)
others, such as merchants, other lenders
and credit reporting agencies.
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arloan.com
does not knowingly offer its products
and
services to minors. Similarly, sandersautosales.com
does not collect information about children.
Our application approval process is designed
to identify applications submitted by
children
and to prevent their use of sandersautosales.com
web sites.
Access to Account Information and Correction of Error
Questions
sandersautosales.com is committed to customer
service and privacy. If you have any questions,
comments or concerns regarding our Privacy
Policy and its implementation, please do
not hesitate to e-mail us at info@sandersautosales.com.
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